Summary of the Home Buying Process in Massachusetts (2025)
1. Get Pre-Approved (1-2 days) Why: A pre-approval from a lender confirms your budget, including loan amount, down payment, interest rate, and estimated closing costs. How: Contact a reputable lender (your Buyer Agent may recommend one) to evaluate your financial situation and explore loan programs (e.g., FHA, conventional, or MassHousing for first-time buyer programs ). […]
